Are you a fee-only fiduciary?

Yes! We operate under the fiduciary standard, and we do not receive commissions, incentives, or any added fees that would steer our advice. By taking this approach, we believe it is the most transparent way to provide the financial help you need. Fee-Only Registered Investment Advisors have a fiduciary responsibility to choose investments that are in your best interest. We believe that being fee-only allows us to uphold that fiduciary responsibility – we do good when you do good.

How much does it cost?

We charge a percentage of Assets Under Management (AUM). Our fee starts at 1% annually and then goes down as your investment balance reaches certain breakpoints. The fee includes all the services we offer so you receive the maximum benefit of working with Registered Investment Advisors who are also CPAs.

Do you require me to have a minimum amount of money to work with you?

No! Whether you are a new or experienced investor, we want to do what is best for you and we welcome you as a client.

Where is my money held if I work with you?

We work with Fidelity Investments & Charles Schwab as our investment custodians. All your investments are held directly by the custodian and Jordan Wealth will never have custody of your assets.

I see you do taxes, will you do mine?

Maybe! We do taxes for individuals and small businesses who are also wealth management clients. 

Is Jordan Wealth Management’s investment philosophy right for me?

Jordan’s investment philosophy is based upon academic research. We believe that markets are efficient so the chosen asset allocation will determine the expected return of a portfolio. We also believe investments should be managed based on sound academic research and not attempts at timing markets. We know that diversification reduces risk and that higher expected returns come with higher expected volatility.

The investment recommendations you receive from us are based on your needs, your goals, and your risk tolerance levels. After we initially invest your money, your portfolio is regularly “rebalanced” to the customized mix specified in your Investment Plan and Investment Policy Statement so as to maintain consistent market exposure.

At the heart of our approach is what decades of unbiased, peer-reviewed research and evidence have shown to be the best way to build long-term wealth. We don’t believe we can “time market movements” and research has shown the vast majority of people who try, underperform market returns. In other words, it is very unlikely that any advisor can ever predict the future and outperform the market.

If you’re someone who likes the “action” of investing with constant buying and selling, we are not a good fit for you. If speculating on which stocks are going to “take off” is your thing, we are not a good fit for you. If you are looking for an advisor who believes they can predict market movements, knowing when to get in or get out, we are not a good fit for you. If you enjoy watching the markets and the constant reactions to whichever way the financial media says the wind is blowing, we are definitely NOT a good fit for you. However, if you are looking for a long-term investment approach that follows your customized financial plan on an unwavering basis and keeps your goals consistently front and center, we believe we ARE a great fit for you. 

Why is an Investment Policy Statement important to me?

We know that each investor has a unique situation so every investment should have a purpose and be appropriate based upon that purpose and your situation. As your advisor, we will help you establish a written Investment Policy Statement (IPS) or investment plan. The IPS should always outline the following:

  • the degree of risk you can comfortably tolerate,
  • your investment time horizon, and
  • the reasons for your investment

Your IPS serves as a guide to achieving your long-term goals and is referred to on a regular basis and very likely adjusted over the years. It will be developed before your advisor makes any investment recommendations.